Medical

Coverage Information

California Public Retirement System (CalPERS), is the administrator of our medical and retirement plans. CalPERS offers a variety of medical insurance plans, including HMO & PPO.

  • HMOs (Health Maintenance Organization) offer a range of health benefits including preventative care. Employees select a primary care physician who coordinates all care including referral to specialists. If you go outside the HMO's provider network without a referral, you may be responsible for the total cost of the services.

  • PPOs (Prefered Provider Organization) offer members the freedom to select primary care providers and specialists without referrals. If you go outside the PPO network, co-payments will be higher. Furthermore, annual deductibles must be met before some benefits apply.

2025 Health Plan Rates (PDF)   

Health Maintenance Organizations (HMO)


  • Select

      • For Anthem Select members in Los Angeles and Orange counties

    Traditional

Contact: 855-839-4524

  • Contact: 800-334-5847

  • Contact: 800-305-1220

  • Contact: 833-346-4322

  • Alliance

    Harmony

    Contact: 877-359-3714

Preferred Provider Organizations (PPO)


  • Included Health Member Services – (855) 633-4436

  • Included Health Member Services – (855) 633-4436

  • Contact: 800-655-6397

Resources

  • Allow 7-10 business days to receive medical cards for you and any eligible dependents in the mail.

  • CalPERS will mail medical cards based on physical address, not mailing address on file. To verify your address is up to date, log into your AND account.

  • Contact your health plan directly, if you do not receive your medical cards, by using .

  • To find medical plans available in your area go to the .